How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $3,1111
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$3,111
$340
9
53
$6,222
$357
17
54
$9,333
$375
25
55
$12,444
$394
32
56
$15,555
$414
38
57
$18,666
$435
43
58
$21,777
$457
48
59
$24,888
$480
52
60
$27,999
$504
56
61
$31,110
$529
59
62
$34,221
$555
62
63
$37,332
$583
64
64
$40,443
$612
66
65
$43,554
$643
68
66
$46,665
$675
69
67
$49,776
$709
70
68
$52,887
$744
71
69
$55,998
$781
72
70
$59,109
$820
72
71
$62,220
$861
72
72
$65,331
$904
72
73
$68,442
$949
72
74
$71,553
$996
72
75
$74,664
$1,046
71
76
$77,775
$1,098
71
77
$80,886
$1,153
70
78
$83,997
$1,211
69
79
$87,108
$1,272
68
80
$90,219
$1,336
68
81
$93,330
$1,403
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $340/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.